Here is an article written by Jim Elliff, which I acquired from Steve Camp’s blog, Camp on This.  Although written about Southern Baptists, it could easily have been written about any denomination.   After decrying the disparity between the number of people on a church’s membership roll and the number of members who actually attend that church’s Sunday service, Elliff makes the following excellent observations:

What do these facts and figures, as general as they are, suggest?

First, they reveal that most of the people on our rolls give little evidence that they love the brethren—a clear sign of being unregenerate (1 Jn. 3:14). It is impossible to believe that anything like real familial affection exists in the hearts of people who do not come at all, or who only nominally check in on Sunday morning as a cultural exercise. Love is the greatest mark of a genuine believer (1 Jn.3:14-19). Attendance alone does not guarantee that anyone is an authentic believer, but “forsaking the assembling,” is a serious sign of the unregenerate heart. The phrase: “They went out from us, because they were never of us” (1 Jn. 2:19) may have doctrinal overtones, but it nonetheless represents many on our membership rolls.

Second, these numbers suggest that most of those who do not attend (or who only come when it is convenient), are more interested in themselves than God. To put it in Paul’s words, they are “fleshly-minded” and not “spiritually-minded” (Rom. 8: 5-9). The atmosphere that most pleases them is that of the world and not God. They can stand as much of God as makes them feel better about themselves, and they find a certain carnal security in “belonging” to a local church. But beyond that, they will politely resist getting involved. They use the church, but are not really a part of it. For some, the extent of what they can take is an Easter service now and then; for others it is an occasional sterile (and somewhat Pharisaical) trip to church on appropriate Sunday mornings as fits into their schedule. But their apathy towards regular and faithful church attendance betrays their true affections. The fact is, you do what you love to do.

Third, the numbers indicate that some people have joined other denominations and our churches have not kept up with their movements—a sign of inadequate pastoral oversight and the built-in deficiencies of the “inactive membership” concept. I’m quite certain Paul never dreamed of “inactive membership.” Embarrassingly, some left on the rolls are dead—physically! It goes without saying that a dead person is about as inactive as one could be! But others, though presumably alive physically, have disappeared without a trace. I believe it was our beloved Dr. Roy Fish of SWBTS who said, “Even the FBI could not find some of them.” Yet, if we want to claim them as members, we are responsible to keep up with them.

All of these people have “prayed the prayer” and “walked the aisle.” All have been told that they are Christians. But for most, old things have not really passed away, and new things have not come. Most are not new creatures in Christ (2 Cor. 5:17). In too many cases, obvious signs of an unregenerate heart can be found, such as bitterness, long-term adultery, fornication, greed, divisiveness, covetousness, etc. These are “professing believers” that the Bible says are deceived. “Do not be deceived” the Bible warns us concerning such people (see 1 Cor.6:9-11; Gal. 5:19-21; 6: 7-8; Eph. 5:5-6; Titus 1:16; 1 Jn. 3:4-10; etc.).

Jesus indicated that there is a good soil that is receptive to the gospel seed so as to produce a fruit-bearing plant, but that the “rocky ground” believer only appears to be saved. The latter shows immediate joy, but soon withers away (Mt. 13:6, 21). This temporary kind of faith (which is not saving faith, see 1 Cor.15:1-2) is rampant among Southern Baptists. In The Baptist Faith and Message we say we believe that saving faith is persistent to the end. We say we believe in the preservation and perseverance of the saints (once saved, always persevering). In other words, if a person’s faith does not persevere, then what he possessed was something other than saving faith.

In John 2:23-25 Jesus was the center-piece for what turned out to be a mass evangelism experience in which a large number of people “believed” in Him. Yet He did not entrust Himself to even one of them because “he knew their hearts.” Is it possible that we have taken in millions of such “unrepenting believers” whose hearts have not been changed? I say that we have. Our denomination, as much as we may love it, is on the main, unregenerate. Even if you double, triple, or quadruple my assessment of how many are true believers, we still have a gigantic problem. It is naive to believe otherwise.

There are those who would say that such people are “carnal Christians” and don’t deserve to be thought of as unregenerate. It is true that the Corinthian believers (about whom this phrase was used; see 1 Cor. 3:1-3) acted “like mere men” in their party spirit. Christians can commit any sin short of that which is unpardonable.

Undoubtedly, however, Paul did suspect that some of the Corinthians were unbelievers, for he later warns them about such a possibility in 2 Cor.12:20-13:5. A long-term and unrepentant state of carnality, is, after all, the very description of the unregenerate (Rom. 8:5-14, 1 Jn. 3:4-10, etc.). In calling some people “carnal” Paul did not mean to imply that he was accepting as Christian a lifestyle that he clearly describes elsewhere as unbelieving. He wrote, in the same letter: “Do you not know that the unrighteous will not inherit the kingdom of God. Do not be deceived” (1 Cor. 6:9-11, etc.). Apparently there were some, even then, who were deceived into thinking that an unrighteous man or woman who professes faith in Christ could really be a Christian!

What must be done? I suggest five responses:

1. We must preach and teach on the subject of the unregenerate church member. Every author in the New Testament writes of the nature of deception. Some books give major consideration to the subject. Jesus Himself spoke profusely about true and false conversion, giving significant attention to the fruit found in true believers (Jn. 10:26-27; Mt. 7:21-23; Mt. 25:1-13, etc.). If this sort of teaching creates doubt in people, you should not be alarmed, nor should you back away from it. Given the unregenerate state of so many professing Christians, their doubts may be fully warranted. In any case, as one friend told me, “Doubts never sent anyone to hell, but deception always does.” Most will work through their doubts, if they are regenerate and if we continue to preach the whole truth. Contrary to popular opinion, all doubts are not of the devil. Speak truthfully the whole counsel of God. You cannot “unsave” true believers.

It is true that there may be some who are overly scrupulous and overwhelmed by such examination. But most who will be affected are those who are too self-confident, having based their assurance on such shaky platforms as their response to an invitation, praying a perfectly worded “sinner’s prayer,” or getting baptized. If they are unregenerate, they may take offense and leave. But if they are truly regenerate, patient teaching and care will help them to overcome their doubts and gain biblical assurance. Such preaching may even result in true conversion for some who are deceived. And don’t forget that the overconfident ones are not the only ones at risk. Quiet, sensitive, insecure people can be deceived also.

2. We must address the issue of persistent sin among our members, including their sinful failure to attend the stated meetings of the church. This must be done by reestablishing the forgotten practice of church discipline. Each church should adopt guidelines that state just what will happen when a member falls into sin, including the sin of non-attendance or very nominal attendance. Such discipline for non-attendance is clearly found in the history of Baptists—but more importantly, in the Bible.

Everyone in the church, including new members, should be made familiar with the biblical steps of church discipline. Jesus said that a person who was lovingly, but firmly, disciplined by the church, and yet failed to repent, should be thought of as “a heathen and a tax collector” (see Mt. 18:15-17). Though David committed atrocious sins, he was a repenter at heart (see 2 Sam.12:13; Psalm 51). Every Christian is a life-long repenter and church discipline brings this out. (See “Restoring Those Who Fall,” in Our Church on Solid Ground: Documents That Preserve the Integrity and Unity of the Church, http://www.CCWonline.org)

Leaders must get into the homes of all our erring church members, seeking either to bring them to Christ, or to reluctantly release them to the world which they love more than Christ. Nowhere in the Bible are we taught to keep non-believers on the rolls. As a side benefit from church discipline for the SBC, remember that when we reduce our membership to what it actually is, we will be amazed at the statistical improvements in the ratio of members per baptism and members to attenders. Of course, statistics are not worth dying for, but obedience to God’s Word is.

We are never to aggressively pluck the supposed tares from the wheat as if we had absolute knowledge (Mt. 13:24-30; 36-43). We might be mistaken. However, loving church discipline is a careful process by which the obvious sinner in essence removes himself by his resistance to correction. The church is made up of repenting saints, not rebelling sinners (see 1 Cor. 5). The slight improvement in the disparity between membership and attendance in the last couple of years is likely due, in major part, to some churches beginning to practice church discipline—a matter of obedience that thankfully is regaining credence among us. Some have removed hundreds from their rolls in this process, and regained some also.

3. We should be more careful on the front end of church membership. In my estimation, the public altar call (a modern invention) often reaps people prematurely. Others will disagree or can perhaps make significant improvements on the traditional “invitation system.” We have used this method in our evangelism because of our genuine zeal to see the lost converted. But in our zeal, we have often overlooked the fact that many who do what our method calls for (i.e. respond to our invitation) may not be converted.

Though sacrosanct to Baptists, careful study should be done related to the historical use of the invitation system evangelistically. For eighteen hundred years the church did not use such a method. It was not until its principle originator, Charles Finney, a true pelagian in his theology, promoted his “new measures.” Earlier preachers were content to let true conviction play a greater part in conversion. They needed no props for the gospel—no persuasive techniques to prompt people to make a “decision.” Instead of relying on a method, their confidence was in the preached Word and the Holy Spirit. Baptist giant, C. H. Spurgeon, for instance, saw thousands converted without the use of an “altar call.” His message was his invitation. We should always offer a verbal invitation in our gospel preaching, meaning we must invite people to repent and believe. But there is no real benefit, while there is much potential harm, in our inviting them to the front of the church and then assuring them that their short walk or tearful response proves their conversion.

We don’t need better methods to get people down to the front. What we need is more biblical content and more unction in our preaching. You cannot beat sinners away from Christ when God is bringing them in (see Jn. 6:37, 44-45). When as many as 70-90% of “converts” are giving little, if any, evidence of being saved after their first weeks or months of emotional excitement, questions should be asked, both about our understanding of the gospel and about our methods. Forget the fact, if you must, that there is no clear biblical precedent for the altar call. Even considering the matter pragmatically ought to make us quit. Though prevalent in our churches for decades, it has not helped us. (See “Closing with Christ,” http://www.CCWonline.org/closing.html)

The dangerous practice of receiving new members immediately after they walk the aisle must finally be abandoned. Also, more careful counsel should be taken with those entering in as members from other churches. And add to this a need for much deeper thinking concerning childhood conversion. An alarming percentage of childhood professions wash out later in the teen and college years. For unconverted yet baptized church kids, the more independence they are granted, the more they live out their true nature. (See “Childhood Conversion,” http://www.CCWonline.org/cconv.html)

4. We must stop giving immediate verbal assurance to people who make professions of faith or who respond to our invitations. It is the Holy Spirit’s job to give assurance. We are to give thebasis upon which assurance can be had, not the assurance itself. Study 1 John in this respect. What things were written so that they might know they have eternal life? (1 Jn. 5:13). Answer: The tests given in the book. The Bible says that the Holy Spirit testifies to our spirit that we are children of God (Rom. 8:16).

5. We must restore sound doctrine. Revival, I am finding as I study its history, is largely about the recovery of the true gospel. The three great doctrines which have so often shown up in true revival are: 1) God’s sovereignty in salvation, 2) justification by grace through faith alone, and 3) regeneration with discernible fruit. Revival is God showing up, but the blessing of the presence of God is directly affected by our beliefs. God most often comes in the context of these and other great doctrines, preached penetratingly and faithfully, and with the unction of the Holy Spirit.

As an illustration of our doctrinal reductionism, repentance is often forgotten completely in gospel presentations, or else it is minimized to mean nothing more than “admitting that you are a sinner.” Also, “Inviting Christ into your heart,” a phrase never found in the Bible (study the context of Jn.1:12 and Rev. 3:20, the verses used for this), has taken the place of the biblical doctrine of justification by faith alone. The doctrine of God’s judgment is rarely preached with any carefulness. And comprehensive studies of the meaning of the cross are seldom heard. Merely looking over the titles of the sermons which awakening preachers preached in the past would surprise most modern pastors.